Many USDT holders face the same problem - their stablecoins just sit idle on the balance and generate no income. A solution has appeared on Bybit in the form of the USD1 Earn product. It is a simple tool that allows you to earn about 10% per year with daily accruals, without staking or locks. USD1 is a stablecoin issued by the World Liberty Financial project, associated with the Trump family. The launch took place in March 2025. The asset's reserves are formed from cash and US government bonds, and portfolio management was entrusted to BlackRock. At the moment, the capitalization of USD1 has exceeded 4 billion dollars. How to connect USD1 Earn in 4 steps - read on.
The process is as simple as possible and takes a minimum of time:
- Register on Bybit using this link and go to the Spot section.
- Select the USD1/USDT trading pair with zero commission and buy USD1 with a market order for USDT.
- Go to the Banking -> Earn section and activate the product for USD1.
- Done. Tokens continue to lie on your balance - on the unified trading, financial account or even in the bots account.
Income is accrued daily at 6:00 UTC in WLFI tokens. The calculation is based on the minimum balance for the day, which makes the product convenient for active traders.
Compound interest in action
To maximize income, many users apply reinvestment:
- Transfer the accrued WLFI from the financial account to the unified trading account.
- Sell WLFI for USDT on spot.
- Buy an additional volume of USD1.
- Already the next day, accruals go to the increased amount. The rate is floating - now it is at the level of about 10%, but in some periods the yield reached 20%.
Important risks you need to know about
Like any crypto instrument, USD1 Earn carries risks. WLFI is a volatile token, so it is recommended to sell it immediately after accrual, without holding it for months.
On February 23, 2026, USD1 experienced a temporary depeg to the level of 0.994 dollars due to an attack, but quickly recovered. This is a reminder that even stablecoins with solid reserves can experience short-term fluctuations.
It is advisable to transfer only a part of the available stables to USD1 Earn, especially at the stage of testing the technology. Do not place all funds here.
Important: This is not financial advice. Always do your own research (DYOR) before making decisions.
USD1 Earn on Bybit opens a convenient way to make stablecoins work in current market conditions. For those looking for passive income without complex schemes, this can become a working option. Keep an eye on rate updates and news of the World Liberty Financial project.
